New Information Regarding the FHAIP Program

December 2007

HUBB insurance for qualified homecare workers is still fully funded and accepting applications. However, the Family Health Insurance Assistance Program (FHIAP) is currently full and no longer taking applications for premium subsidies for dependent coverage. Health insurance for HUBB qualified homecare workers continues unchanged.

 

This change does NOT affect families currently approved or enrolled in the program, only new applicants. At this time, people currently enrolled in the FHIAP program will continue to receive subsidy for the new dependents. Only new homecare workers wishing to apply will be affected. New HUBB members wishing to enroll family members can still purchase family coverage for their dependants without subsidy. For more information on rates please call the HUBB office 1-866-364-HUBB (4822)

Why This Is Happening

HUBB has a partnership with FHIAP to provide financial assistance to homecare workers who are eligible for HUBB insurance, who wish to cover family members on the HUBB plans, and who qualify under FHIAP guidelines. In addition, FHIAP helps homecare workers who may lose eligibility for HUBB insurance to continue to pay for COBRA continuation coverage.

FHIAP operates within a two-year budget cycle approved by the legislature and cal only enroll as many members into the program as the budget allows. At this time, FHIAP has fully committed its budget as a result of an unusually high number of new enrollments into the program. In addition, FHIAP anticipates a decrease in federal funding used to help pay insurance premium subsidies. This means FHIAP can’t accept any new people into their program.

Both HUBB and FHIAP are deeply saddened by this action. If you have questions, you can contact the HUBB Office (866) 364-4822 or (503) 364-4822. For FHIAP questions, please call 1-888-564-9669 and ask to speak to FHIAP managers John McLean or Perry DeJoode.

 

Other Resources for those looking to insure family members:

• Oregon Homecare workers insured through HUBB can self pay their dependents health insurance costs. Please see page #4 of your benefit handbook for more information about this option.
• Some members of your family, especially children, may qualify for the Oregon Health Plan (OHP). Call OHP at 1-800-359-9517 for more information.
• There are safety net clinics throughout Oregon. Oregon Safenet helps Oregonians find clinics near them. Call 1-800-723-3638. There are also links to Other health resources at: www.fhiap.oregon.gov

 

Again this does NOT affect Health Insurance for HUBB qualified homecare workers, just funding for dependent subsidies.